AAA Offers Low Rates on Auto Insurance
With insurance through AAA, you’ll enjoy the outstanding service and convenience—along with competitive rates and many other benefits.

From two-car, two good driver select profile¹

• Financial stability: An A.M. Best rating of “A+ Superior” for our affiliate insurer reflects the high level of financial strength behind the insurance we offer
• Personalized service: Knowledgeable, friendly, licensed insurance agents
• Lifetime warranty on claims repair workmanship: Use a pre-approved repair shop in the Immediate Repair Program and receive a lifetime warranty on claims repair workmanship for as long as you own your vehicle²
• Flexibility: As an alternative to paying the full premium up front, we offer payment plan options
• Paid-in-full discount: Save 5 percent when you pay your annual premium in full
• 12-month policies: Premiums are locked for one year (unless you make changes to your policy)—with many other companies, you may face an increase after 6 months

AAA Texas, LLC (“AAA”) is a licensed insurance agency offering insurance from its affiliate insurers including auto from AAA Texas County Mutual Insurance Company. AAA Texas membership requires the separate payment of annual dues and an admission fee for new members.

¹ Savings claims are based on a comparison of rates through AAA Texas for 7 TX metropolitan ZIP Codes (75201, 77059, 78257, 76109, 79124, 79912 and 78730) versus Allstate and State Farm as of 8/24/09 for a married couple driving 2 vehicles with no violations and excellent credit on a 12-month policy with bodily injury limits of 100,000/300,000, a passive restraint, garaging and a multi-policy discount (homeowners policy required). These rates are not premium quotes and are subject to change. Additional criteria may apply; not all members may qualify for insurance and any savings may vary. Insurance provided to qualified AAA Texas members by AAA Texas County Mutual Insurance Company for auto and by Auto Club Indemnity Company for home/condo/renters and watercraft.

² Warranty applies to each claims repair under the program and is non-transferable. Workmanship excludes parts and materials. Other restrictions apply.

Special AAA discounts save you
We offer many discounts for qualified drivers³:

• Multi-policy discounts
  • Auto + Home + Life: Save up to 17.5 percent off your auto (and up to 22 percent off your homeowners)
  • Auto + Home: Save up to 12.5 percent
  • Auto + Condo: Save up to 6 percent
  • Auto + Renters: Save up to 6 percent
  • Auto + Life: Save up to 5 percent
  • Auto + Watercraft: Save up to 2 percent
• Multi-vehicle discount: Insure two or more automobiles and save up to 26 percent on select coverages
• Paid-in-full discount: Save 5 percent
• Longevity discount: Save from 3 to 12 percent (continuous for three years or more)
• Academic achievement: Save up to 15 percent on select coverages
• Passive restraint (air bag) discount: Save up to 40 percent on Personal Injury Protection coverage
• Anti-theft device discount: Save up to 26 percent on Other than Collision coverage
• Garage parking discount: Save up to 10 percent on Other than Collision coverage
• Driver training discount: Save up to 3 percent upon completion of an approved course
• Student away at school: Save up to 15 percent on select coverages

³ Certain restrictions apply. Discount amounts are approximate and will vary by policy. Acceptable documentation/certification may be required before discount(s) can be applied.

We know how confusing it can be to determine which auto insurance coverages best fit your needs and how much coverage you require. So to help you understand your options, here are some common coverages along with an explanation of what they include⁴:

• Comprehensive (Other than Collision): Pays for the cost of repairs due to something other than a collision—fire, theft, vandalism, glass breakage or windstorm damage, less your deductible
• Collision: Pays for the cost of repairs when your car is damaged in a collision with another vehicle or object, less your deductible
• Bodily Injury Liability: Covers when other people are injured by your car and you or another insured person is at fault
• Property Damage Liability: Applies if you or another insured person damages someone else’s property such as a vehicle, lamppost, or building
• Personal Injury Protection: Pays for certain expenses you or another insured person incur due to bodily injury caused by a covered accident
• Uninsured/Underinsured Motorist: Pays for bodily injury damages recoverable from an uninsured or underinsured driver when it’s his or her fault
• Rental Reimbursement: Pays for a rental car up to the policy limits if the insured’s vehicle is undergoing repairs for covered damage