Submit your online quote request today

START YOUR QUOTE

Call for your FREE life insurance needs analysis: 1-888-707-3690

Whole Life Insurance

For 86¢ a day/$26 a month, you could get $25,000 of Whole Life Insurance1

It's simpler than ever to get permanent coverage with Whole Life Insurance. Use it to supplement a Term Life policy or the coverage you have at work. It's the perfect solution for insuring you and the ones you love.

Term Life Insurance

Long Term Life Rates coverage for less than $15 a month1

Term Life Insurance is typically a more economical way to provide death benefit protection than other forms of life insurance. It can cover you for a specified number of years (the term) as long as the premiums are paid and kept current.

Annuities

Platinum Bonus 5 Year Annuity1

With AAA Life Insurance Company's Platinum Bonus Annuity®, you can earn interest on your money now and pay taxes later. Featuring a competitive fixed interest rate that's guaranteed for the first 12 months, plus a minimum interest guarantee for the life of the contract, an annuity from AAA Life can help bring stability to your retirement plan.

ALREADY A AAA LIFE INSURANCE POLICYHOLDER?

PAY MY BILL | MANAGE MY ACCOUNT

ALREADY A AAA LIFE INSURANCE POLICYHOLDER?

PAY MY BILL | MANAGE MY ACCOUNT

300x215_universal

Need a life insurance policy that will last a lifetime but value flexibility?

Consider Universal Life Insurance which offers a permanent life insurance policy with a portion of each payment accumulating cash value in an interest-earning account. You can increase your payments to add funds3 or reduce/stop paying premiums4 depending on your needs. You can even increase the amount of coverage5 if desired, or access your accumulated cash value to help pay for college.

AAA Life Insurance

Universal Life will be there to support your beneficiaries after your death with funds for things like your child’s college education, an additional income stream, a mortgage, or estate taxes—that’s flexibility tailored for your future.

SPEAK WITH AN AGENT: 1-888-707-3690

DECIDING THE AMOUNT OF LIFE INSURANCE YOU NEED

au_ins_pick_the_protection

Testimonials

"That night, there was a 100-foot wall of flame across the street, and we had ten minutes to get out of the house. When you lose everything, you don't."

David R.

“I’ve locked my keys in my car. I’ve had flats on the side of the freeway and it pays for itself the very first time anything like that happens.”

Jane D.

Funeral expenses, unpaid debts, unpaid hospital bills, probate costs, and estate and inheritance taxes.

Due to premature death, your family may need to make adjustments in their lifestyle. They may need to move, or the surviving spouse may need additional training to qualify for a higher paying job—the emergency fund may help cover the cost of making these necessary adjustments.

The cost of your children’s' education, including elementary school, high school, and college. Life insurance may help cover this expense.

Providing the money necessary to pay off the mortgage or provide an income stream to pay the monthly mortgage or rent payments may be a consideration.

Funds needed to payoff any debts including auto loans, credit cards, and other loans should be considered.

The amount needed to help provide your family with anticipated retirement income in the event of your death is suggested to be five times your current annual income.

Non-employed spouses make a valuable contribution to the family's needs; fulfilling these needs may require additional income.

Everyone's life insurance needs are different. It is important to review your life insurance needs with an agent at least every two years.

SPEAK WITH AN AGENT

YOU MIGHT ALSO LIKE

Roadside Assistance

Roadside Assistance

Get 24/7 Roadside Assistance for you and your family while on the road, in any car, any time.

ID Theft Monitoring

ID Theft Monitoring

Safeguard your identity: Enroll in ProtectMyID®Essential, free for our members.

Handy AAA Mobile Apps

AAA Mobile Apps

Get member discounts, maps, gas prices, driving directions, and more even on the road.

Life insurance underwritten and annuities offered by our affiliate AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. AAA Life CA Certificate of Authority #07861. Automobile Club of Southern California acts as an agent for its affiliate, AAA Life Insurance Company. CA Dept. of Insurance License #0003259. ALSC-20298-312-CA.

1The life insurance needs assessment is for informational purposes only and is only a broad, general guideline based on information provided to the agent. Any recommendations are not based on legal, financial, or tax advice. You may wish to consult with an independent legal, financial, or tax professional before purchasing life insurance. Your local AAA club and AAA Life Insurance Company do not provide tax advice. Life insurance underwritten by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. Automobile Club of Southern California acts an authorized agent of AAA Life. CA Dept. of Insurance Lic. #0003259. ALSC-19472-N10-CA.

2Annuities are not considered short-term investments. Surrender charges may apply, and the fees and charges associated with a fixed-rate annuity are usually higher than other investments like certificates of deposit. Under current tax law, earnings withdrawn before age 59 1/2 may be subject to IRS penalty. Withdrawals exceeding 10% of the accumulation value are also subject to a contractual withdrawal schedule included in each contract. AAA Life and its agents do not provide legal or tax advice. Therefore you may wish to seek independent legal, tax or financial advice prior to the purchase of an annuity contract.

3You can increase your payments to add funds to the accumulated cash value, up to a specified limit. (The growth in cash value is tax-deferred under current federal income tax law.)

4You can also reduce or stop paying premiums as long as you maintain certain minimum cash value levels.

5If you need additional coverage, you can, with approval, increase the amount of coverage to suit your current needs. Coverage amounts range from $100,000 to more than $1 million.